Psychotherapy & Consultation Fees

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​I am happy to discuss my fees over the phone with you.

I am currently paneled with Blue Cross Blue Shield of Illinois (PPO & Blue Choice). I am not on Medicaid or Medicare.

If you have a different private health insurance, we can still find out if you would benefit from Out of Network Psychotherapy coverage and get reimbursed by your health insurance when working with me.

The difference between choosing an in network or an out of network psychotherapist

There are some benefits and draw backs about using in network or out of network psychotherapists. The most obvious benefit of using in network psychotherapists is the out of pocket expenses will decrease giving you financial freedom.

However, there is a price to pay for that financial freedom you are having such as:
  • The confidentiality and privacy of psychotherapy decreases by having your health insurance involved in the payment process of the services provided to you. 
  • In order for your health insurance to approve coverage, you will need a diagnosis. This diagnosis will be on your health records which can impair your future ability to get life insurance. Your diagnosis can also be accessed by future court hearings and use to decrease your credibility in court (Ex. Custody Battles, Domestic Violence Hearings).
  • Your health insurance will monitor your progress and may ask a justification for a specific treatment or the reason for an extension of your treatment if deem necessary by both of us. This means they will decide how many sessions will be covered. At times, what seems necessary for therapists and clients, might not be considered necessary by your health insurance. Therefore, you might end up surprised one day to discover they will not continue covering services when you feel you needed them the most.
  • Maybe you prefer to work with a psychotherapist you think is  a good fit for you which will facilitate your progress in the therapy process, however, you might have to make a different choice in order to find a psychotherapist in network who might not quite offer what you need.